Tuesday, December 24, 2019

Challenges of Women Entrepreneurs in Bangladesh - 6227 Words

Challenges of Women Entrepreneurs in Bangladesh Despite all their family and social problems, women have struggled hard to achieve their own identity. Women from all classes of Bangladesh want to stand up before everyone in their own right and not as someones daughter or wife. Women can be a very caring homemaker, but at the same time she can prove to be a highly skilled Entrepreneur, an efficient employee, an administrator if they choose to be. Realizing that the advancement of women can not be prevented patriarchal society is changing its attitude toward women. There has been a gradual change in how people behave with working women. In the work place and at home people are now welcoming women. A complete scenario of Women†¦show more content†¦Thus the female members, constituting half the countrys population, are lagging far behind their male counterparts in all spheres of life. In Bangladesh, though the majority of the working women still have not been able to impose a controlling authority in mainstream production, there has arisen a new class - the women entrepreneurs, who have accepted the challenges of life and have emerged as leaders in the socio-economic development - earning for themselves and for their families or contributing towards the socio-political upliftment of the women. Not only have their greater participation in remunerative work improved their living conditions and provided bargaining positions in the households and wider community, but they are also creating opportunities for the general womenfolk leading to their economic progress and paving the way for a dignified survival through sustainable development. Women have now become aware of their socio-economic rights and have ventured to avail the opportunities initiated for them. Rural Bangladesh is now a changed scenario for the women who have gathered courage to break barriers and enter the off-house working force as entrepreneurs and workers - a situation not accepted by the society in the past. The urban areas have greater opportunities for business development but the areas where women lack assistance is in the access to credit,Show MoreRelatedWomen Entrepreneurs in Bangladesh: a Case Study on Boutique Business10735 Words   |  43 PagesIntroduction 1.1 Introduction: Entrepreneurs are arguably the most important actors in our economy: the creators of new wealth and new jobs, the inventors of new products and services, and the revolutionizes of society and the economy. Yet despite their centrality, little is known about entrepreneurs: what motivates them, how they emerge, why they succeed. We know even less about who becomes an entrepreneur, and why. Women are one particularly understudied group of entrepreneurs. We know very little aboutRead MoreThe Role of Entrepreneurship in Economic Development in Bangladesh4090 Words   |  17 PagesThe Role of Entrepreneurship in Economic Development The entrepreneurs with their ability to scan, analyze and identify opportunities in the environment transform them into business proposition through creation of economic entities. Entrepreneurship and economic development are intimately related. So, that entrepreneurial process is a major factor in economic development and the entrepreneur is the key to economic growth. Whatever be the form of economic and political set-up of the country, entrepreneurshipRead MoreIct Entrepreneurship For Social Impact Essay1513 Words   |  7 Pagesis in line with ITU’s work in unlocking the potential of ICTs for young innovators and entrepreneurs, innovative SMEs, start-ups and technology hubs as drivers of innovative and practical solutions for catalyzing progress in achieving international sustainable development goals, with a focus on SMEs from developing countries like Bangladesh. Body: The report is rooted in the stories of social entrepreneurs and how they are creating widespread impact across a wide range of fields, from educationRead MoreProblems and Prospects of Women Entrepreneurship in Beauty Parlour: a Study in Sylhet.2684 Words   |  11 PagesProspects of Women Entrepreneurship in Beauty Parlour: A Study in Sylhet. Shahjalal University of Science Technology Department of Business Administration Executive Summary Recognition of the need of women entrepreneurship has grown considerably in Bangladesh over the recent years. Because of the recognition, more supportive environment has been created for the women and more and more women entrepreneurs are engagingRead More Microcredit1734 Words   |  7 Pagesimportant in the world’s economy. Poverty alleviation and economic development are the primary goals of microcredit programs, that is why they began in the developing countries of Asia and Latin America, economist Muhammad Yunus and his Grameen Bank in Bangladesh are credited of pioneering this financial innovation (Smith, Thurman, 2007). After acquiring a loan, impoverished people get involved in self-employment projects that help them to start a business and begin generating income and in many cases leaveRead MoreUttar Pradesh and Tamil Nadu: A Comparative Study in Micro-Finance1699 Words   |  7 Pagesprovide us with interesting insights on issues related to microfinance. Seibel and Parhusib (1990) in their study mentioned that expansion of credit coverage through state interventions approach was largely based on the premise that rural micro entrepreneur are unable to organize themselves. Thus they would need subsidized credit for increasing their income and are too poor to serve. The study by Yaron (1994) found that microfinance is much more than microcredit, stating: â€Å"Provision of thrift, creditRead MoreChallenges of Microfinance Banking in Nigeria1603 Words   |  7 PagesCHALLENGES OF MICROFINANCE BANKING IN NIGERIA-1 Nigerians, like many other Africans are generally known as their brother’s keepers in view of the extended family system. But when truly analyzed, there is a possibility that this may not be so? Perhaps a hypothetical deep may reveal that not up to 10% of Nigerians would invest in ventures or people that would yield them nothing in return and here I mean, â€Å"Returns in the short run or in the immediate†. The returns may be financial, emotional, spiritualRead MoreProblems and Prospects of MIS in Bangladesh6554 Words   |  27 Pages MIS in Bangladesh --------- A perspective study on SME Declaration 21st December,2011 Md. Rahimullah Miah Lecturer Dept. of Business Administration Leading University,Sylhet. Subject: Submission of report on â€Å"Problems and Prospects of MIS in Bangladesh† ----- A perspective study on SME Dear Sir, I wouldRead MoreThe Bangladesh Garment Industry: Challenges of the 21st Century1921 Words   |  8 PagesThe Bangladesh Garment Industry: Challenges of the 21st century Introduction Readymade Garment (RMG) Industry occupies a dominant position in the export-manufacturing sector of Bangladesh. The advent of the RMG sector happened during the early 80s in Bangladesh. Since then, due to supportive policies of the Government of Bangladesh (GoB), this industry has experienced a significant growth. In 1988, the export-oriented RMG sector overtook the traditionally dominant jute sector in terms of gross exportRead MoreMicrofinance Is A Complex Important Issue For Both The Average Person, And The Financial Sector1390 Words   |  6 Pagesmicrofinance and provide a researched opinion on the overall impact of the practice. Matthew A. Pierce defines microfinance as â€Å"an emerging market in the financial services industry, aiming to provide small loans to low-income clients or small entrepreneurs who are traditionally overlooked by the mainstream credit markets† (2013). Microfinance also includes microcredit which is just specifically lines of credit under the envelope of microfinance. Microfinance includes other services such as savings

Monday, December 16, 2019

Civil War Research Paper Free Essays

Whatever the case maybe, there is no one reason why men and now woman enlist in their nation’s army when war is upon them. In analyzing the Civil War, many explanations exist why Southern men were willing to fight their own brothers and sisters of the North in efforts to defend their way of life. The same can be said for the North, why they felt the need to sacrifice many of their own lives and take the lives of their brothers and sisters of the South’s to restore the Union. We will write a custom essay sample on Civil War Research Paper or any similar topic only for you Order Now There are multiple reasons why Northerners and Southerners took up arms against each other in the Civil War, and they varied from individual to individual. It is a well known fact that Abraham Lincoln (the president of united States urine late 1 ass’s) effort and his influence ended up in slavery abolition through our United States. To believe that northern states won the civil war because there army was the last to stand is correct, but there were other major reasons for their victory, in it incorrect to say North won because its army standing last in the battlefield is the main reason for their victory. In fact their army to be last in the battle field was also a result of one of these key reasons for their victory itself which were established long before the civil war. Lincoln decisions were against traditional values. He choose to immobile the resources of the Union to enhance the power not only to the federal government but to also form a class of capitalist entrepreneurs. The South at this time suffered economic distress, the North went into war at a time of prosperity. This nourished the profits of industry and economy flourished. New England mills supplied the army with materials such as uniforms, blankets. While Pennsylvania coal and iron workers rapidly expanded their production. Merchant industries produced boots, shoes and meatpacking to supply the army needs. Agriculture also flourished due to litigation moving westward, with machinery and immigrants replacing labor. One of the vital reasons for Northern States in the civil war success was their influence all over United States. The impact started in early sass’s long before the civil war when the united States developed (in the north) a strong industrialized economic nation. More and improved technology required less labor which decreased its dependency on slaves. Even the farming was now based on technologies like tractors which required less labor work. Which describes the situation in the sass’s as increased industrialization. Steam rower, advanced interchangeable parts, assembly lines, and mass production contributed to the expansion of factory industry and Agriculture, mining, and manufacturing expanded because of more rail transport. The above mentioned quotes described the change in system of work through Industrialization which even covered the Plantation and Agriculture, thus ultimately lessening the dependency on slaves. The war benefited the north dramatically. Abraham Lincoln in 1860 tried to be neutral in the slavery issue. He had no purpose, directly or indirectly, to interfere with the institution of slavery in the States where it exists. He believed he had no lawful right to do so, and no inclination to do so. The intentions Of Abraham Lincoln to get neutral people on the slavery issue on his side. So we get the idea that post war Abraham Lincoln tried to bring his influence on people. This created new tensions amongst the southerners and Northerners and lead to changing in people’s sentiments into the northern favor. Abraham Lincoln gained the sympathy of the people since they pushed negotiations till the end. The North coalesced behind the Union cause after the attack on Fort Sumter. With the election of Abraham Lincoln in 1 860, six southern states chose to withdraw from the Union. Last-minute efforts at compromise, like the proposal failed, and Confederate forces fired on federal troops at Fort Sumter in Charleston Harbor. The situation in the Fort Sumter and states that Union pushed for last minutes talks which failed. For many Northern women, the civil war gave women new opportunity’s. They took advantage of the wartime labor shortage to move into jobs in factories and into certain largely male professions, particularly nursing. The expansion of the national government also opened new jobs such as clerks in overspent office’s. Only retail sales, government jobs, retail sales, and nursing were permanent in the workplace. With women taking part in these new opportunity’s they took a direct part in the military campaigns. Which empowered the North in regards to the United States Sanitary Commission emerged as a centralized national relief agency to coordinate donations on the northern home front. The North prevailed over the South due to major reasons which included the insufficient supplies, insufficient troop numbers (not so bad in the beginning, but desertion and lack of fresh manpower meant the South could not replace asses and every battle won or lost, brought them closer to the end). Politics and bad General Officers (General Brannon Bragg probably the best example. Jefferson Davis is ultimately to blame here). Some ways that the South was successful in the beginning were following up early victories (like Shiloh) and breaking the will of the north early on while the South was fresh, relatively well supplied and had high morale. The South had a limited amount of time before the above factors would wear her down. Lee had a golden opportunity at Gettysburg and threw it all away. The death of Stonewall Jackson was the ingle biggest blow. Even so, had southern commanders been more aggressive on Day’s 1 and 2, the tactical positions would not have gone to the Union and Lee would have pushed them right off the field. Still†¦ Pickets charge was a foolish decision and completely unnecessary. Lee should have simply picked up and move around the union troops and either picked another field or marched on Washington itself. Lee might have ended the war with such a siege without having to take Washington. As it was, those in D. C. Acted like the rebels were outside the gates and were in a panic. Even if the only thing Lee did was march through the north, he would have been using Northern supplies and making the northern armies follow him around, while instilling dread throughout the north. Had he followed Sherman â€Å"Total War† principle in the north, Lee would be as infamous as Hitler, but the South would be its own country. As General Alongshore later put it, â€Å"We should have freed the slaves first and then fired on Fort Sumter†. If the South had freed the slaves at any point prior to Lincoln emancipation, the south would have had an infinitely better shot at European assistance. A few more early victories. The south was making a serious bid for English and French assistance and they darn near had it. Both were looking for just a little bit more proof that the south had a real chance and French and English support would have ended the naval blockade as well as the supply shortage. They just wanted to be sure they were backing the eventual winner. The loss at Gettysburg and ultimately, the emancipation ended this as a real possibility. Stopping Sherman before he reached Atlanta. Despite fighting a losing war, the south was wearing down the will of northern civilians. The south had far more victories than they were expected to have, the casualty tolls were far higher and Lee continued to outnumber the Northern commanders until late in the war. After years of fighting, Lincoln was himself sure of defeat absent a miracle. Had Jefferson Davis and a few southern generals gotten their act together and fought with this goal in mind, they may have pushed Sherman back to almost pre-war borders. With Lincoln defeat to a candidate running on a platform of ending the war, a ceasefire and peace agreement would likely happen in early 1865. Any effective break in hostilities would mean a win for the South and possibly new chance of European support if the war continued. The South succeeded because they wanted to protect the institution of slavery which they perceived as being threatened by the Republican Party and the Lincoln administration. It was largely about slavery. If there is doubt, read this: â€Å"Our government is founded upon the supposition†¦ That the white man is not equal to the black man, that slavery is his natural and normal condition†¦ Our government is the first in the world to be founded upon this†¦ Fact† (approximate quote) –Alexander Stephens, Vice President of the Confederate States of America, 1861. Quoted in BATTLE CRY OF FREEDOM by James M. McPherson. (By the way, Lincoln did not tax the South into seceding from the Union most of them seceded after his election but before he took the oath of office. Also, the North mostly fought for union, not against slavery)because they thought the new republican administration was going to take steps to abolish slavery and they wanted to protect that institution. The Declaration of Independence did not proclaim the existence of one new nation but rather Of thirteen independent and sovereign states. If you look it up in the dictionary you will find that the word state is actually synonymous with country. When the Constitution was written each of these states acted in its own sovereign capacity to decide whether or not to join the union. None of them had to. Indeed, George Washington had already been sworn in as president and the first congress was already in session before Rhode Island decided to join. The Constitution specifically gives some powers to the federal government and explicitly reserves all other powers to the states. Based on all this it could reasonably be argued that the states still possessed the sovereign power to withdraw from a union they had entered voluntarily. The Southern states put his theory to the test by attempting to secede. The political reason for their secession was to protect the institution of slavery which they saw as threatened by the new Republican party. New Englanders had contemplated secession at the Hartford Convention. While it was obviously the position of the Union that the Union could not legally be dissolved, its fair to say that the South had at least some basis to say that they could leave the Union. The concept of a ‘state’ was much more important in the 1 8th and 19th Centuries-The government wanted the southern states to give up their slaves. During the civil war slaves played an important role in the victory of Union. There were three types of slaves amongst them were the House workers who were treated as shadows. This lead to intelligence leak to the north since the owners spoke important information in front of the slaves. This was a vital role in the victory of North. During the Civil war another reason for the loss of South was their own faults. First of all as they entered Pennsylvania the confederates terrorized and stole goods from the local people. Secondly there army was pretty much spread out in Gettysburg, and the union troops ere on high grounds. 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Saturday, December 7, 2019

Credit Default Swaps free essay sample

Default Swaps Credit default swaps are the transfer of third party credit risk from one party to the other party. The purchaser of the swap must make the payments until it reaches the maturity date of the assigned contract. A better understanding of CDS is â€Å"One party in the swap is a lender and faces credit risk from a third party, and the counterparty in the credit default swap agrees to insure this risk in exchange of regular periodic payments (essentially an insurance premium). If the third party defaults, the party providing insurance will have to purchase from the insured party the defaulted asset. In turn, the insurer pays the insured the remaining interest on the debt, as well as the principal†(Investor Words). The worth of credit default swaps results from whether or not a company fails to pay back the amount. The Washington Post Article â€Å"Credit default swaps are insurance products. We will write a custom essay sample on Credit Default Swaps or any similar topic specifically for you Do Not WasteYour Time HIRE WRITER Only 13.90 / page It’s time we regulated them as such† by Barry Ritholtz on March 10, 2012 explained that it was time to change the laws regarding Credit Default swaps. The article talked about companies like Enron and AIG took advantage of the Commodity Futures Modernization Act of 2000, that promoted unregualated insurance policies. The CFMA lead to companies wrongly swapping their defaults. The CFMA lead to the 2007-2008 Finanical Crisis that was responsible for the collapse of Lehman Brothers, CitiGroup, Bank of America, Fannie and Freddie. The Telegraph article titled â€Å"JPMorgan losses highlight need for credit default swap regulation† goes into detail about the $17. 5 billion loss JPMorgan experienced due to a series of derivate transactions in 2012. It was first believed that they only lost $2 billion during the first quarter of the year, but by the end it was calculated close to $17. billion. experience. The government is left in a position that they have to help them, in order to prevent another economic depression. Credit Default Swaps need to be either strictly regulated by the governments where these banks are performing these actions or banned all together.